Action vs. Overthinking plus Abundance, Financial Literacy & Habits of Top Performers

The Cost of Overthinking for Entrepreneurs

One of the biggest blocks I see in entrepreneurs is overthinking. It's the place we all get stuck when we're considering too many options and avoiding taking real action. Inside the Smart Girls Mastermind and Out-of-Office Club, I see this all the time: brilliant, ambitious women holding themselves back because of fear of visibility or fear of judgment. They get caught in a spiral of ideation instead of execution. Overthinking can look like constantly reworking your offer, avoiding posting on Instagram, or endlessly tweaking your website without ever hitting publish. This cycle can be paralyzing and lead to missed opportunities and frustration.

The truth is, action creates clarity. Not the other way around. You don’t wait to feel ready; you build readiness through action. You don’t wait for perfection; you refine through doing. The women in my Mastermind who get the biggest results are not the ones with the perfect plan—they're the ones who took the next right step, even when it felt uncomfortable.

The Fear Behind Visibility and How To Move Through It

Visibility fears show up for so many entrepreneurs. It might sound like "What will people think if I show up this way?" or "What if I post this and no one cares?" These thoughts keep us playing small. One of the most powerful shifts is to flip the script and see visibility not as self-promotion but as service. Showing up consistently allows your perfect people to find you, learn from you, and trust you enough to invest in your offers.

Inside the Mastermind, I see women move through this all the time. They go from doubting their voice to owning their expertise. They stop hiding behind "perfect" content and start sharing real stories and insights that deeply connect with their audience. Progress requires discomfort. Every time you share your story or insight, you expand your visibility and create space for deeper connections. Action over overthinking always wins.

Building An Abundance Mindset For Financial Freedom

Creating abundance starts with your mindset. Many of us grew up with scarcity stories about money that make it difficult to believe financial freedom is possible. Even when I was earning a six-figure salary in my corporate career, I still operated from a fear-based money mindset. True abundance comes from aligning your mindset with intentional action and systems that support long-term wealth.

This means uncovering your limiting beliefs about money, getting clear on your financial goals, and taking aligned action toward them. It’s about knowing your money "why" and letting that guide your decisions. Whether you want financial freedom to travel, take care of your family, or support your community, clarity on your why fuels your path forward. Money mindset work paired with real strategy is what creates lasting abundance.

Financial Literacy Is The Foundation of Abundance

Financial literacy is essential for entrepreneurs. Understanding how money flows in and out of your business empowers you to make decisions from a place of confidence. Learn how to price your offers, set up multiple income streams, and manage your money intentionally. Books like "I Will Teach You To Be Rich" by Ramit Sethi are excellent resources for building financial literacy and creating a values-driven approach to money.

Treat your business like a real business from day one. This means having a separate business bank account, paying yourself, saving for taxes, and investing in tools or education that support your growth. The systems you set up now create ease and freedom later. Financial literacy is not about restriction—it's about creating the foundation for long-term abundance.

Habits of Top Performers and Creating Systems for Success

The most successful entrepreneurs build habits and systems that support their goals. They prioritize their mindset, health, and consistency. But it's not about following someone else's morning routine or hustle culture standards. It's about creating routines and structures that feel aligned with your energy and support your big vision.

Financial discipline, diversified income, and automation are key pillars of sustainable success. Save regularly, invest wisely, and create offers that can generate revenue while you're living your life. Whether that’s through digital products, courses, or automated services, these systems give you freedom. Define what abundance looks like for you—maybe it’s traveling more, spending time with family, or creating spaciousness in your day. Align your habits and systems with that vision.

Resources:

Turning Instagram into a $$-making biz doesn’t have to be something you do alone. Out-of-Office Club offers monthly community gatherings, resources, and mentorship: join OOO Club

Learn more about starting your next 6-figure business, plus get AI pitch prompts, swipe copy, brand decks, social templates, and more inside the Unschool: Intuitive Biz Academy.

 This show is produced by Ben Alleman, editing by Kiara Ramirez